You may have heard of Osceola McCarty. She’s an 88-year-old woman in Mississippi who had worked for over 75 years as a washer woman. One day after she retired, she went to the bank and discovered, to her great surprise, that her meager monthly savings had grown to over $150, 000. Then to everyone’s great surprise, she turned around and donated $150,000—almost all of those savings—to the University of Southern Mississippi (U**) for a scholarship fund for African-American students with financial needs. She made national headlines.